Filling For Workers' Comp? 3 Things To Know
If you have been injured at work, understanding your legal rights is a must. Taking time off to heal along with medical bills can be financially devastating. This is why workman's compensation insurance exists. This insurance protects both your employer and you when you are injured due to a workplace incident. This insurance covers your medical care, lost wages, and future care. However, there are a few things that you should know when making a claim. Here are three things to keep in mind.
Timing is Key
The first thing that you need to know when it comes to workmans' compensation is that timing is key. If you have been injured at work, you need to report it immediately and seek out medical attention as soon as possible. Keep detailed records during this time and save everything. You need to have proof of your injury in case there is an issue with your claim. Reporting your injury and seeking medical attention quickly also ensures that it is obvious that your injury was due to your workplace and did not occur elsewhere.
Laws Vary from State to State
Another thing to be aware of is that workmans' compensation laws can vary significantly from state to state. In some states you may be able to choose your healthcare providers while in others your employer may make that decision. Your benefits may also vary depending on what state you live in. If you are having any difficulty sorting through this process, a workmans' compensation attorney can help. They will help you navigate through the process and ensure that you are on the right track. They can also help if your claims are denied.
An Attorney Can Help
If you run into any issues with your workmans' compensation claim or are simply having trouble navigating the process, an attorney can help. If your employer has denied your claim or is taking steps that you may believe are not in your best interest, a workmans' compensation attorney will help you determine the best way to move forward with your legal claims. Most workmans' compensation attorneys work on contingency basis,, meaning they take a percentage of your benefits or settlement if they win your case. These percentages range on average between 10 and 20 percent.
Workman's compensation is designed to help you in the event of injury. Make sure to remember these important tips if you experience a workplace accident.